:root{--bg:#eef1f4;--fg:#14181f;--muted:#566170;--card:#ffffff;--line:#cfd6de;--chip:#e1e6ec;--accent:#3d3bd6;--accent2:#00a884;--link:#3230b8;--font:"Segoe UI",system-ui,Arial,sans-serif;--head:"Segoe UI",system-ui,Arial,sans-serif;--r:10px;--btn-fg:#ffffff;--btn-border:0;--btn-shadow:0 8px 20px rgba(61,59,214,.3);--hbg:#ffffff;--hborder:1px solid #cfd6de;--thbg:#14181f;--thfg:#ffffff;--fbg:#14181f;--ffg:#b4bcc7;--ffh:#ffffff;--fline:#2b323d}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px}
body{margin:0;background:var(--bg);color:var(--fg);font:17px/1.8 var(--font);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--link);text-underline-offset:3px}
a:hover{color:var(--accent)}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:var(--accent);color:var(--btn-fg);padding:8px 14px;border-radius:8px;z-index:99;font-weight:700}
.skip:focus{left:8px}
.wrap{width:min(1140px,92%);margin-inline:auto}
.site-header{position:sticky;top:0;z-index:50;background:var(--hbg);border-bottom:var(--hborder)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:66px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--fg);font-family:var(--head);font-weight:800;font-size:1.4rem}
.brand:hover{color:var(--fg)}
.brand svg{width:34px;height:34px}
.nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.nav a{color:var(--muted);text-decoration:none;padding:7px 12px;border-radius:var(--r);font-weight:600;font-size:.94rem}
.nav a:hover,.nav a[aria-current="page"]{color:var(--fg);background:var(--chip)}
.btn{display:inline-block;background:var(--accent);color:var(--btn-fg)!important;font-weight:800;text-decoration:none;padding:13px 26px;border-radius:var(--r);border:var(--btn-border);box-shadow:var(--btn-shadow);transition:transform .12s,box-shadow .12s;cursor:pointer}
.btn:hover{transform:translateY(-2px)}
.btn.alt{background:transparent;color:var(--fg)!important;border:2px solid var(--line);box-shadow:none}
.btn.alt:hover{border-color:var(--accent)}
.btn.sm{padding:8px 18px;font-size:.92rem}
.crumbs{font-size:.86rem;color:var(--muted);margin:0 0 14px}
.crumbs a{color:var(--muted)}
.crumbs i{margin:0 6px;font-style:normal;opacity:.6}
.lead{font-size:1.14rem;color:var(--muted);margin:0 0 24px;max-width:64ch}
.byline{display:flex;gap:16px;flex-wrap:wrap;font-size:.88rem;color:var(--muted);margin-top:22px}
.byline b{color:var(--fg)}
.note{border:1px solid var(--line);border-left:5px solid var(--accent2);background:var(--card);border-radius:var(--r);padding:16px 20px;margin:22px 0}
.note.red{border-left-color:#ff5a5f}
.note.gold{border-left-color:var(--accent)}
.note b.t{display:block;font-family:var(--head);margin-bottom:4px;color:var(--fg)}
.note p{margin:0}
.tbl{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);margin:22px 0;background:var(--card)}
table{border-collapse:collapse;width:100%;min-width:600px;font-size:.95rem}
th,td{padding:12px 15px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}
th{background:var(--thbg);color:var(--thfg);font-size:.8rem;text-transform:uppercase;letter-spacing:.08em}
tr:last-child td{border-bottom:0}
.panel{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.panel h3{margin:0 0 8px;font-family:var(--head);font-size:1.08rem}
.panel p{margin:0;font-size:.96rem;color:var(--muted)}
.cards{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));margin:22px 0}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:var(--r);margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:15px 52px 15px 18px;font-weight:700;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.5rem;color:var(--accent);line-height:1}
.faq details[open] summary::after{content:"\2212"}
.faq details[open]{border-color:var(--accent)}
.faq .a{padding:0 18px 16px;color:var(--muted)}
.faq .a p{margin:0}
.editor{display:flex;gap:16px;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px;margin-top:22px}
.editor .av{flex:none;width:54px;height:54px;border-radius:50%;background:var(--accent);color:var(--btn-fg);display:grid;place-items:center;font-family:var(--head);font-size:1.3rem;font-weight:800}
.editor p{margin:0 0 6px;font-size:.95rem;color:var(--muted)}
.editor p b{color:var(--fg)}
.page-head{padding:50px 0 14px}
.page-head h1{font-family:var(--head);font-size:clamp(1.9rem,4vw,2.9rem);line-height:1.15;margin:0 0 14px}
.page-head h1 mark{background:none;color:var(--accent)}
.page{max-width:800px;margin:0 auto;padding:6px 0 80px}
.page h2{font-family:var(--head);font-size:1.5rem;margin:36px 0 10px;padding-bottom:6px;border-bottom:1px solid var(--line)}
.page p,.page li{color:var(--fg)}
.page ul{padding-left:22px}
.site-footer{background:var(--fbg);color:var(--ffg);padding:44px 0 26px;font-size:.92rem;border-top:var(--hborder)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}
.site-footer h2{font-family:var(--head);font-size:1.05rem;color:var(--ffh);margin:0 0 10px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:7px}
.site-footer a{color:var(--ffg);text-decoration:none}
.site-footer a:hover{color:var(--accent)}
.age{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;border:2px solid #ff5a5f;color:#ff5a5f;font-weight:800;margin-right:8px;vertical-align:middle;font-size:.85rem}
.legal{margin-top:24px;padding-top:18px;border-top:1px solid var(--fline);font-size:.83rem;line-height:1.6}
@media(max-width:900px){.fgrid{grid-template-columns:1fr}}
@media(max-width:640px){body{font-size:16px}.nav a:not(.btn){display:none}.editor{flex-direction:column}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}

.k-hero{padding:50px 0 34px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff,var(--bg))}
.k-hero h1{font-size:clamp(2rem,4.4vw,3.2rem);line-height:1.12;margin:0 0 14px;letter-spacing:-.02em;max-width:22ch}
.k-hero h1 em{font-style:normal;color:var(--accent)}
.k-hero .lead{max-width:70ch}
.k-cta{display:flex;gap:14px;flex-wrap:wrap}
.k-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:34px;padding:34px 0 50px;align-items:start}
.k-slip{position:relative;background:var(--card);border:1px solid var(--line);border-radius:12px;margin-bottom:26px;box-shadow:0 6px 18px rgba(20,24,31,.05)}
.k-slip::before,.k-slip::after{content:"";position:absolute;top:50px;width:18px;height:18px;border-radius:50%;background:var(--bg);border:1px solid var(--line)}
.k-slip::before{left:-10px}.k-slip::after{right:-10px}
.k-head{display:flex;justify-content:space-between;align-items:center;gap:12px;background:#14181f;color:#fff;border-radius:11px 11px 0 0;padding:12px 22px}
.k-head span{font:700 .78rem/1 ui-monospace,Consolas,monospace;letter-spacing:.14em;color:#7df0d0}
.k-head h2{margin:0;font-size:1.2rem;line-height:1.3;flex:1;text-align:left;margin-left:14px}
.k-body{padding:24px 26px 20px;border-top:2px dashed var(--line);margin-top:0}
.k-body p{margin:0 0 15px}
.k-body h3{font-size:1.08rem;margin:20px 0 6px}
.k-body ul,.k-body ol{padding-left:22px;margin:0 0 15px}
.k-body li{margin-bottom:8px}
.k-body strong{color:#000}
.k-steps{list-style:none;padding:0!important;margin:16px 0;display:grid;grid-template-columns:repeat(3,1fr);gap:12px;counter-reset:ks}
.k-steps li{counter-increment:ks;background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:14px;margin:0;font-size:.94rem;line-height:1.5}
.k-steps li::before{content:counter(ks);display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--accent);color:#fff;font:700 .8rem/1 ui-monospace,Consolas,monospace;margin-bottom:8px}
.k-steps b{display:block;margin-bottom:2px}
.k-combo{display:grid;grid-template-columns:repeat(3,1fr) auto;gap:10px;align-items:stretch;margin:18px 0}
.k-leg{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:12px;text-align:center}
.k-leg b{display:block;font:700 1.7rem/1.2 ui-monospace,Consolas,monospace;color:var(--accent)}
.k-leg span{font-size:.8rem;color:var(--muted);line-height:1.4;display:block}
.k-sum{background:var(--accent);color:#fff;border-radius:10px;padding:12px 16px;text-align:center;display:flex;flex-direction:column;justify-content:center}
.k-sum b{font:700 1.7rem/1.2 ui-monospace,Consolas,monospace}
.k-sum span{font-size:.8rem;opacity:.9;line-height:1.4}
.k-aside{position:sticky;top:84px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.k-aside h2{margin:0;padding:12px 18px;background:var(--accent);color:#fff;font:700 .8rem/1 ui-monospace,Consolas,monospace;letter-spacing:.14em;text-transform:uppercase}
.k-aside ol{list-style:none;margin:0;padding:6px 18px 14px;counter-reset:ka}
.k-aside li{counter-increment:ka;padding:10px 0 10px 34px;border-bottom:1px dashed var(--line);position:relative;font-size:.92rem;line-height:1.45;margin:0}
.k-aside li:last-child{border-bottom:0}
.k-aside li::before{content:counter(ka);position:absolute;left:0;top:10px;width:24px;height:24px;border-radius:6px;background:var(--chip);display:grid;place-items:center;font:700 .78rem/1 ui-monospace,Consolas,monospace}
.k-aside .k-foot{padding:12px 18px;background:var(--chip);font-size:.82rem;color:var(--muted);line-height:1.5}
.k-risk{display:inline-block;font-size:.74rem;font-weight:800;padding:2px 9px;border-radius:999px}
.k-risk.l{background:#d8f5ec;color:#006b52}.k-risk.m{background:#fff0c2;color:#7a5a00}.k-risk.h{background:#ffdede;color:#a31b1b}
.k-end{background:#14181f;color:#fff;text-align:center;padding:52px 0}
.k-end h2{font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 12px}
.k-end p{max-width:56ch;margin:0 auto 22px;color:#b4bcc7}
@media(max-width:980px){.k-layout{grid-template-columns:1fr}.k-aside{position:static;order:-1}.k-steps{grid-template-columns:1fr}.k-combo{grid-template-columns:1fr 1fr}.k-slip::before,.k-slip::after{display:none}}
@media(max-width:560px){.k-body{padding:20px 16px}.k-head{padding:12px 16px;flex-wrap:wrap}.k-combo{grid-template-columns:1fr}}